Sigdel S, Poudel S, Chhetri MB. Factors Influencing the Adoption of Digital Payment among Retail Stores in Bharatpur. VSRR [Internet]. 2025 May 4 [cited 2026 May 26];1(1):59-73. Available from: https://journal.valleystatecollege.edu.np/index.php/research/article/view/8